Membership
matters

Modern Mutuality

Nationwide has mutual (as opposed to Public Limited Company) status, which means that we are owned by and run for the benefit of our members.

We are the UK's second largest mortgage lender and second largest savings provider. More significantly, we are the largest building society in the world.

Our approach to providing financial services is incredibly straight-forward. We aim to offer a broad range of great value mortgages, savings and other financial products, while charging as little as possible for day-to-day services.

We take pride in doing our best for our members and championing the rights of all consumers. We fought for honesty and transparency in the credit card market and were the first provider to publish a Summary Box on all our credit card information. The Summary Box highlights all fees and charges which most providers hide in their small print. All UK credit card providers publish Summary Boxes which enable consumers to compare cards from different providers, and allow them to make a more informed choice.

We've over 160 years of expertise and experience at being a building society, looking after the interests of our members. And we intend to deliver great value to our members as a modern, mutual building society for many years to come.