Account benefits

FlexAccount - The Current Account from Nationwide

For more information about these benefits please click the links below.

• Up to 35 times more credit interest*
  We think that if you've got money in your account, you should earn interest on it.

  Pay in £1,000 or more each month and you'll receive 3.50% gross p.a./AER credit interest… which could be up to 35 times more than what you're getting at the moment.

  *HSBC Bank Account, Natwest Current Plus Account and Barclays Bank Account each pay a credit interest of 0.10% AER as compared with Nationwide where the credit interest rate for credits of £1,000 or more paid in each month (excluding transfers from other Nationwide accounts) and on balances up to £3,000 is 3.50% gross p.a./AER. Any part of your balance over £3,000 will earn interest at 0.10% gross p.a./AER. Nationwide rates effective from 01.05.08. Competitor rates: source competitor's website. All information as at 28/04/08.
  
  Account opening and the provision of certain facilities are subject to status.
• Pay 40% less interest when you're overdrawn*
  An overdraft is a great way to cover unexpected expenses or to tide you over until pay day; and it's so flexible you only pay for it when you use it.
  
  

  *Our authorised overdraft rate at 9.90% EAR is at least 40% lower than the rates charged by HSBC Bank Account 18.80% EAR, Lloyds TSB Classic Account 19.30% EAR; NatWest Current Plus 18.86% EAR (Typical rate). Nationwide rates effective from 01.11.07. Competitor rates: source competitor's website. All information as at 28/04/08.
• Free card use abroad
  Did you know we are the only high street provider that offers free card use abroad?
  
  Some competitors charge up to 2.75% for conducting purchases and withdrawing cash abroad. See how much you could save with our Overseas Usage Calculator.
  
  

  Nationwide do not charge you for using cash machines abroad but machine providers may make a charge over which we have no control.
• Free day to day banking
  We don't believe in charging you for everyday banking services like setting up Direct Debits and overdrafts or using our ATMs.
  
  There are a few specialist services that you have to pay for, where we make sure the fee is among the lowest in the market.
• Easy access to your money with Internet Banking
  We offer a range of ways for you to manage your money including Telephone, Branch and ATM. Plus with our Internet Bank you can take care of your account 24 hours a day and take advantage of some exclusive internet-only products.
• Exclusive access to our competitive Savings rates
  When you open a FlexAccount you get access to e-Savings, our high rate Internet savings account. Plus, if you're aged 60 or over you can take advantage of our Monthly Income 60+ savings account.

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