Summary of cover

Commercial Let Property

The buildings insurance covers the repair or rebuilding cost of the let property if it is damaged or destroyed by one of a number of different events such as fire, flood, or subsidence.

The contents insurance provides new for old cover for the landlord's own furnishings within the property against a number of events including fire, theft and flood.

Cover provided as standard

The following standard cover is provided by the insurer's policy:

• accidental damage to the buildings
• public liability cover for at least £2,000,000

How to reduce your premiums further

Reduce your premiums further by choosing your level of excess. Excesses are available from £100 to £1,000.

Your additional cover options

On top of the standard cover, the following additional cover options are also available:

• loss of rent cover and alternative accommodation
• employers' liability cover
• landlords' contents cover
• terrorism cover

Business Package

If you are an owner occupier, or just occupier of a commercial property you can insure your business.

Your cover options

These are the main cover options provided by the insurer's business package policy:

• buildings (repair or rebuild)
• trade contents including fixtures and fittings
• business stock, computer equipment and money
• liability covers such as public, employers' and products liability
• loss of income
• terrorism cover