Nationwide Building Society

skip to this page's navigation
skip to page content
skip to footer navigation

Internet accounts

Online only accounts	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
e-Savings Instant access online savings account Effective from: 01/05/2008	£1 - £3,000,000	5.05	n/a	5.05	4.04	More info
1 Year e-Bond (Annual interest) Online fixed term investment Effective from: 22/08/2008	£1 - £3,000,000	6.50	n/a	6.50	5.20	More info
1 Year e-Bond (Monthly interest) Online fixed term investment Effective from: 22/08/2008	£1 - £3,000,000	6.49	n/a	6.30	5.04	More info
2 Year e-Bond (Annual interest) Online fixed term investment Effective from: 22/08/2008	£1 - £3,000,000	6.25	n/a	6.25	5.00	More info
2 Year e-Bond (Monthly interest) Online fixed term investment Effective from: 22/08/2008	£1 - £3,000,000	6.22	n/a	6.05	4.84	More info

Other accounts

Instant access accounts	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
Regular Savings Instant access card based savings account that rewards regular savings *Monthly increase in balance Effective from: 01/05/2008	£0 - £99.99*	4.00	n/a	4.00	3.20	More info
	£100 - £199.99*	5.50	n/a	5.50	4.40
	£200 - £250*	6.00	n/a	6.00	4.80
We guarantee that the interest rates (AER) on Regular Savings will track changes in the Bank of England Base Rate until 1 January 2010.
InvestDirect Postal account with cash card Effective from: 01/05/2008	£1 - £9,999	4.05	n/a	4.05	3.24	View leaflet
	£10,000 - £24,999	4.15	n/a	4.15	3.32
	£25,000 - £49,999	4.25	n/a	4.25	3.40
	£50,000+	4.35	n/a	4.35	3.48
CashBuilder Card Instant access account with cash card Effective from: 01/05/2008	£1 - £9,999	2.15	n/a	2.15	1.72	View leaflet
	£10,000 - £24,999	2.45	n/a	2.45	1.96
	£25,000 - £49,999	2.75	n/a	2.75	2.20
	£50,000+	3.05	n/a	3.05	2.44
CashBuilder Book Instant access account with passbook Effective from: 01/05/2008	£1 - £9,999	1.50	n/a	1.50	1.20	Apply in branch View leaflet
	£10,000 - £24,999	1.80	n/a	1.80	1.44
	£25,000 - £49,999	2.10	n/a	2.10	1.68
	£50,000+	2.40	n/a	2.40	1.92

ISAs	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
Members' ISA Bond Tax free Cash ISA rewarding long-term members Effective from: 01/05/2008	£1 - £9,999	5.05	n/a	5.05	n/a	Apply in branch View leaflet
	£10,000 - £24,999	5.15	n/a	5.15	n/a
	£25,000+	5.25	n/a	5.25	n/a
Instant Access ISA Tax free instant access passbook account Effective from: 01/05/2008	£1 - £9,999	4.80	n/a	4.80	n/a	Apply in branch View leaflet
	£10,000 - £24,999	4.90	n/a	4.90	n/a
	£25,000+	5.00	n/a	5.00	n/a
1 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term Effective from: 06/07/2007	£1+	6.15	n/a	6.15	n/a	Apply in branch View leaflet
1 Year Fixed Rate ISA Bond (Monthly interest) A tax-free fixed rate of interest over a fixed term Effective from: 06/07/2007	£1+	6.11	n/a	5.95	n/a	Apply in branch View leaflet
2 Year Fixed Rate ISA Bond (Annual interest) A tax-free fixed rate of interest over a fixed term Effective from: 06/07/2007	£1+	6.15	n/a	6.15	n/a	Apply in branch View leaflet
2 Year Fixed Rate ISA Bond (Monthly interest) A tax-free fixed rate of interest over a fixed term Effective from: 06/07/2007	£1+	6.11	n/a	5.95	n/a	Apply in branch View leaflet
3 Year Fixed Rate ISA Bond (Annual interest) A tax-free fixed rate of interest over a fixed term Effective from: 20/06/2008	£1+	6.15	n/a	6.15	n/a	Apply in branch View leaflet
3 Year Fixed Rate ISA Bond (Monthly interest) A tax-free fixed rate of interest over a fixed term Effective from: 20/06/2008	£1+	6.11	n/a	5.95	n/a	Apply in branch View leaflet

Fixed term bonds	Interest tier	AER %	Gross p.a. %	Net p.a. %
1 Year Tracker Bond Annual A 1 year variable rate bond Effective from: 01/05/2008	£1 - £9,999	5.90	5.90	4.72	Apply in branch View leaflet
	£10,000 - £24,999	5.95	5.95	4.76
	£25,000 - £49,999	6.00	6.00	4.80
	£50,000+	6.10	6.10	4.88
We guarantee that the annual interest rates (AER) on Tracker Bond will track changes in the Bank of England Base Rate.
1 Year Tracker Bond Monthly A 1 year variable rate bond Effective from: 01/05/2008	£1 - £9,999	5.85	5.70	4.56	Apply in branch View leaflet
	£10,000 - £24,999	5.90	5.75	4.60
	£25,000 - £49,999	5.96	5.80	4.64
	£50,000+	6.06	5.90	4.72
We guarantee that the annual interest rates (AER) on Tracker Bond will track changes in the Bank of England Base Rate.

Fixed rate bonds	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
6 Month Fixed Rate Bond (Annual interest) A guaranteed fixed rate bond Effective from: 08/08/2008	£1 - £9,999	6.50	n/a	6.40	5.12	Apply in branch View leaflet
	£10,000 - £24,999	6.60	n/a	6.49	5.19
	£25,000 - £49,999	6.65	n/a	6.54	5.23
	£50,000 - £2,000,000	6.70	n/a	6.59	5.27
6 Month Fixed Rate Bond (Monthly interest) A guaranteed fixed rate bond Effective from: 08/08/2008	£1 - £9,999	6.49	n/a	6.30	5.04	Apply in branch View leaflet
	£10,000 - £24,999	6.59	n/a	6.40	5.12
	£25,000 - £49,999	6.64	n/a	6.45	5.16
	£50,000 - £2,000,000	6.70	n/a	6.50	5.20
1 Year Fixed Rate Bond (Annual interest) A guaranteed fixed rate bond Effective from: 22/08/2008	£1 - £9,999	6.20	n/a	6.20	4.96	Apply in branch View leaflet
	£10,000 - £24,999	6.30	n/a	6.30	5.04
	£25,000 - £49,999	6.40	n/a	6.40	5.12
	£50,000 - £2,000,000	6.50	n/a	6.50	5.20
1 Year Fixed Rate Bond (Monthly interest) A guaranteed fixed rate bond Effective from: 22/08/2008	£1 - £9,999	6.17	n/a	6.00	4.80	Apply in branch View leaflet
	£10,000 - £24,999	6.27	n/a	6.10	4.88
	£25,000 - £49,999	6.38	n/a	6.20	4.96
	£50,000 - £2,000,000	6.49	n/a	6.30	5.04
2 Year Fixed Rate Bond (Annual interest) A guaranteed fixed rate bond Effective from: 22/08/2008	£1 - £9,999	5.95	n/a	5.95	4.76	Apply in branch View leaflet
	£10,000 - £24,999	6.05	n/a	6.05	4.84
	£25,000 - £49,999	6.15	n/a	6.15	4.92
	£50,000 - £2,000,000	6.25	n/a	6.25	5.00
2 Year Fixed Rate Bond (Monthly interest) A guaranteed fixed rate bond Effective from: 22/08/2008	£1 - £9,999	5.90	n/a	5.75	4.60	Apply in branch View leaflet
	£10,000 - £24,999	6.01	n/a	5.85	4.68
	£25,000 - £49,999	6.11	n/a	5.95	4.76
	£50,000 - £2,000,000	6.22	n/a	6.05	4.84
3 Year Loyalty Fixed Rate Bond (Annual interest)* A guaranteed fixed rate bond Effective from: 22/08/2008	£1 - £2,000,000	6.05	n/a	6.05	4.84	Apply in branch View leaflet
*(Loyalty Fixed Rate Bonds are available to existing members who have been with the Society for 3 years or more)
3 Year Loyalty Fixed Rate Bond (Monthly interest)* A guaranteed fixed rate bond Effective from: 22/08/2008	£1 - £2,000,000	6.01	n/a	5.85	4.68	Apply in branch View leaflet
*(Loyalty Fixed Rate Bonds are available to existing members who have been with the Society for 3 years or more)

Accounts for over 60s	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
Monthly Income 60+ Passbook account with a guaranteed regular income for the over 60s Effective from: 01/05/2008	£1+	5.07	n/a	4.96	3.97	Apply in branch View leaflet
We guarantee that the Monthly Income 60+ AER will match or better the Bank of England Base Rate until 31 January 2011.

Accounts for over 60s

Interest tier

AER %

AER* %

Gross p.a. %

Net p.a. %

Monthly Income 60+
Passbook account with a guaranteed regular income for the over 60s

Effective from: 01/05/2008

£1+

5.07

n/a

4.96

3.97

Apply in branch

View leaflet

We guarantee that the Monthly Income 60+ AER will match or better the Bank of England Base Rate until 31 January 2011.

Accounts for under 18s	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
Cash CTF Cash savings fund open to children born on or after 1 September 2002 Effective from: 01/05/2008	£1+	5.50	6.50	6.50	n/a	Apply in branch View leaflet
We guarantee that the cash Child Trust Fund interest rate (AER including conditional bonus) will pay at least 1.30% more than the Bank of England Base Rate until 1 January 2010.
Smart Account Instant access savings account for 0-17 year olds. If you are 11 or over you can apply online. Effective from: 01/05/2008	£1+	5.27	n/a	5.20	4.16	Apply in branch View leaflet
We guarantee that the Smart Account interest rate (AER) will pay at least 0.25% more than the Bank of England Base Rate until 1 January 2010.

Notice accounts	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
60 Day Direct 60 day notice postal account Effective from: 01/05/2008	£1 - £9,999	4.35	n/a	4.35	3.48	Apply in branch View leaflet
	£10,000 - £24,999	4.45	n/a	4.45	3.56
	£25,000 - £49,999	4.55	n/a	4.55	3.64
	£50,000+	4.65	n/a	4.65	3.72
Bonus 30 Annual Passbook account paying an annual bonus if you don't touch your money Effective from: 01/05/2008	£1 - £9,999	2.85	3.60	3.60	2.88	Apply in branch View leaflet
	£10,000 - £24,999	3.05	3.80	3.80	3.04
	£25,000 - £49,999	3.15	3.90	3.90	3.12
	£50,000+	3.25	4.00	4.00	3.20
CapitalBuilder 90 day notice passbook account Effective from: 01/05/2008	£1 - £9,999	2.90	n/a	2.90	2.32	Apply in branch View leaflet
	£10,000 - £24,999	3.00	n/a	3.00	2.40
	£25,000 - £49,999	3.10	n/a	3.10	2.48
	£50,000+	3.20	n/a	3.20	2.56

Business accounts	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
BusinessInvestor Chequebook savings account for businesses, charities and other organisations Effective from: 01/05/2008	£1+	2.52	n/a	2.50	2.00	Apply in branch View leaflet
PortfolioInvestor Savings account for pension fund managers Effective from: 01/05/2008	£1 - £49,999	3.75	n/a	3.70	2.96	Apply in branch View leaflet
	£50,000+	3.96	n/a	3.90	3.12	Apply in branch View leaflet
Treasurer's Trust Account Instant access savings account for clubs, societies and charities Effective from: 01/05/2008	£1+	2.52	n/a	2.50	2.00	Apply in branch View leaflet

Offshore accounts
Nationwide International offer a range of offshore accounts including: Euro and US Dollar savings accounts Base Rate Tracker Premium account Lifetime Guarantee account Instant access and notice accounts For interest rates and more Information, please visit Nationwide International.

Offshore accounts

Nationwide International offer a range of offshore accounts including:

Euro and US Dollar savings accounts
Base Rate Tracker Premium account
Lifetime Guarantee account
Instant access and notice accounts

For interest rates and more Information, please visit Nationwide International.

Any changes to the Regular Savings, Monthly Income 60+, cash Child Trust Fund, Smart Account or Loyalty Tracker Bond interest rates will take effect within one month of a Bank of England Base Rate announcement.

Accounts no longer available

	Interest tier	AER %	AER* %	Gross p.a. %	Net p.a. %
Bonus 30 Monthly interest rate¹ Effective from: 01/05/2008	£1 - £9,999	2.58	3.35	3.30	2.64
	£10,000 - £24,999	2.78	3.56	3.50	2.80
	£25,000 - £49,999	2.89	3.66	3.60	2.88
	£50,000+	2.99	3.76	3.70	2.96
Bonus Saver² Effective from: 01/05/2008	£1+	1.65	4.90	4.90	3.92
Special Rate Bond Annual interest rate Effective from: 01/05/2008	£1 - £24,999	4.80	N/A	4.80	3.84
	£25,000 - £49,999	4.90	N/A	4.90	3.92
	£50,000+	5.00	N/A	5.00	4.00
Special Rate Bond Monthly interest rate Effective from: 01/05/2008	£1 - £24,999	4.59	N/A	4.50	3.60
	£25,000 - £49,999	4.70	N/A	4.60	3.68
	£50,000+	4.80	N/A	4.70	3.76
Members' Reward Bond Annual interest rate Effective from: 01/05/2008	£1 - £5,000 (or £10,000 joint)	5.30	N/A	5.30	4.24
Members' Reward Bond Monthly interest rate Effective from: 01/05/2008	£1 - £5,000 (or £10,000 joint)	5.12	N/A	5.00	4.00
2 Year Loyalty Tracker Bond Annual Effective from: 01/05/2008	£1 - £9,999	4.80	N/A	4.80	3.84
	£10,000 - £24,999	4.85	N/A	4.85	3.88
	£25,000 - £49,999	4.90	N/A	4.90	3.92
	£50,000+	5.00	N/A	5.00	4.00
We guarantee that the annual interest rates (AER) on Loyalty Tracker Bond will track changes in the Bank of England Base Rate.
2 Year Loyalty Tracker Bond Monthly Effective from: 01/05/2008	£1 - £9,999	4.75	N/A	4.65	3.72
	£10,000 - £24,999	4.80	N/A	4.70	3.76
	£25,000 - £49,999	4.85	N/A	4.75	3.80
	£50,000+	4.96	N/A	4.85	3.88
Instant ISA ex Tessa (formerly Tessa Maturity ISA) and ISA Bond ex Tessa (formerly Tessa Maturity ISA Bond) pay the same rates as Instant Access ISA and Members' ISA Bond respectively.
* Including conditional bonus 1 - Bonus 30 monthly rates include a 0.75% gross p.a. (0.60% net p.a.) bonus which is variable, and is credited to the account annually if no withdrawals are made during the calendar year. 2 - Bonus Saver rates include a 3.25% gross p.a. (2.60% net p.a.) bonus which is variable, and is credited to the account annually if between £20 and £5,000 is saved for at least 11 out of 12 months and no withdrawals are made.

Previous Interest Rates