A Smart account offers you:

• award winning, instant access savings account for under 18s
• pays a great rate of interest to help you make the most of your savings 
• operate your account with a passbook or, if you're over 11, you can choose to have a cash card and manage your savings online
• free Welcome Pack when you open your account, including some great money-off vouchers.  For more details visit smartreward.co.uk
• annual competitions giving you the opportunity to win fantastic prizes

To open a Smart passbook account, please visit your local Nationwide branch or request an application pack here.

If you're 11 or over, open a Smart cash card account via our Internet Banking site.