What membership means

Discover Nationwide's mutual difference and the benefits members enjoy.

What makes you a member

You are a member if you have a Nationwide:

The following products do not make you a member: Personal loans, credit cards, investments, insurance policies, or business savings accounts if you're a company, charity or trustee.

Products from our subsidiaries (such as The Mortgage Works) also won't make you a member.

Why we're different

We’re not a bank. We’re a ‘mutual’ building society. That means we’re owned by our members.

We help each other buy homes and save for our futures by bringing our borrowers and savers together. We help each other with our other financial needs too, all for our mutual benefit.

We also do things for the mutual good of all. We support local community housing charities, campaign for better homes to rent and remind everyone of the wisdom of saving.

So when you choose Nationwide to help you make the most of your money, you’re also:

  • helping others
  • helping build a stronger, kinder society.

Reasons to join Nationwide

  • Member-only products
    There’s a range of products we keep just for our members – credit cards, loans, financial planning and investments.
  • Have your say
    Our members decide how we’re run, for example through our Annual General Meetings (AGM) and regular talkbacks.
  • Branch commitment
    We’re investing in our branches because we support our communities and their high streets. And for the times when you might want to talk to someone face-to-face.
  • Banking app
    Safe, secure, and full of useful features. Bank how you want, when you want.
  • Help build your local community
    Join one of our Community Boards and decide which housing projects in your area should get up to £50,000.