Apply for a FlexOne current account

To apply for a FlexOne account

You need to:

  • be 11 to 17 years old
  • be a UK resident
  • agree the account is for personal use only.

Fees, charges and important documents

Before you apply, make sure you read the:

We don't charge a monthly fee for maintaining the account or for anything else.


When you open a current account with us, we need to let you know about our most recent summary financial statement and auditors' report. These are published on our website. The summary financial statement shows a summary of our accounts, you can access it by navigating to the 'Summary Financial Statement' page in our Review of the Year. You can also view our Review of the Year and latest full annual report and accounts, which contains our auditors' report, by navigating to our 'Results and Accounts' page and selecting the relevant year.


Apply for FlexOne

How old are you?

Important:

FlexOne accounts for 11- and 12-year-olds can only be opened over the phone at the moment.

Apply in branch

This option is unavailable right now as we need to keep each other safe by staying at home.

We hope it will be safe to open FlexOne accounts in branch again soon.

What is parental responsibility?

If you have parental responsibility, your most important roles are to:


  • provide a home for the child
  • protect and maintain the child.

Important:

Right now, you cannot apply for a FlexOne current account in our branches. This means you can only open a FlexOne account online if you are 13 to 17 years old.

To open your account, you will need:


  • your address history for the past three years
  • a valid UK passport (for UK and EEA nationals only) or an original birth or adoption certificate.

If you don’t have a passport and are using your birth certificate as ID, we also need you to come in to branch. This is so we can see proof of your address. Although we can’t accept applications in branch for opening FlexOne accounts, we can still check ID in branch as it’s quick and easy to do while social distancing.

See more about proving your identity.

Apply online

We recommend that you sit down with an adult to complete the online application in case there are any terms you're not familiar with.

If you are already a Nationwide customer, then the fastest way to apply is to log in to our Internet Bank.

Apply in branch

This option is unavailable right now as we need to keep each other safe by staying at home.

We hope it will be safe to open FlexOne accounts in branch again soon.

What is parental responsibility?

If you have parental responsibility, your most important roles are to:


  • provide a home for the child
  • protect and maintain the child.

Important:

Right now, you cannot apply for a FlexOne current account in our branches. This means you can only open a FlexOne account online if you are 13 to 17 years old.

To open your account, you will need:


  • your address history for the past three years
  • your employer’s address (if you’re employed)
  • a valid UK passport or a full UK driving licence (for UK and EEA nationals only).

If you don’t have a passport or a driving licence, we may need you to come in to branch with your ID. We’ll need to see proof of your name and your address. Although we can’t accept applications in branch for opening FlexOne accounts, we can still check ID in branch as it’s quick and easy to do while social distancing.

See more about proving your identity.

Apply online

We recommend that you sit down with an adult to complete the online application in case there are any terms you're not familiar with.

If you are already a Nationwide customer, then the fastest way to apply is to log in to our Internet Bank.

Apply in branch

This option is unavailable right now as we need to keep each other safe by staying at home.

We hope it will be safe to open FlexOne accounts in branch again soon.

What is parental responsibility?

If you have parental responsibility, your most important roles are to:


  • provide a home for the child
  • protect and maintain the child.

FSCS logo

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.

Find out more about the FSCS (PDF, 936KB)