The most popular mortgages we offer are our Standard repayment mortgages and Help To Buy.

Standard repayment mortgage

These come in a wide variety of fixed and variable rates.

Available with various deposit sizes, you pay the mortgage balance and the interest charged in full over the term of the mortgage.

Can be used to buy most types of properties including new build and pre-owned.

Help to Buy

Government scheme helping people buy their first home.

Must be a First Time Buyer or home mover and have a 5% deposit. The property you purchase must be from a registered Help to Buy builder.

Only available if buying a new build home, not pre-owned properties.

We also offer other types of mortgage lending and support Government schemes:

Shared ownership

You own part of the home and the housing association own the other part.

You buy a share of a home (25% to 75% of the home's value) and pay rent on the remaining share.

This type of mortgage can be used to buy new build or pre-owned properties.

Forces Help to Buy

Helping those in the Royal Navy, Royal Marines, Royal Air Force or Army get on the property ladder.

Allows eligible Armed Forces personnel to borrow up to 50% of their salary (up to £25,000) interest-free towards a deposit.

This type of mortgage can be used to buy new build or pre-owned properties.

Right to Buy

This scheme helps eligible council and housing association tenants in England buy their home.

You would need to be a tenant for 3-5 years before applying.

This mortgage is only available to tenants wishing to purchase their council or housing association property.

Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.

Our mortgage offers may be withdrawn at any time and without notice.

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.