Bringing Nationwide and Virgin Money together

For information on the Part VII transfer of Virgin Money's assets and liabilities to Nationwide Building Society, visit Virgin Money's transfer page

If you have any questions about the transfer or how it could impact you, please contact us at treasury-virginmoney-transfer@nationwide.co.uk

Credit ratings

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This table shows the credit ratings given to different types of bonds.
  Senior Preferred Short term Senior Non Preferred Tier 2 AT1 Outlook Latest update
S&P Global A+ A-1 BBB+ BBB BB+ Stable Sep 2025
Moody's A1 P-1 A3 Baa1 Baa3 Stable Mar 2026
Fitch Ratings AA- F1+ A BBB+ BBB- Stable May 2026

Bloomberg tickers

Nationwide Building Society: NWIDE

Silverstone Master Issuer RMBS: SMI

Silverstone Master Issuer RMBS (Fixed Rate Issues): SILVMA

You can view the Virgin Money UK credit ratings page (opens in a new window).


Responsible business

Being a responsible business and contributing to society are integral to who we are and what we do. Find out how we’re making positive social and environmental impacts underpinned by robust governance.

Environmental, social and governance (ESG) ratings

We engage with ESG rating agencies and regularly participate in ESG surveys and assessments. Whilst we review and respond to all incoming queries, following investor feedback, we are most actively engaged with the following agencies.

This table shows the rating provider, the rating scale, our rating and when it was achieved.

ESG Assessment

Rating scale

Our rating

Last update

MSCI ESG Rating*

AAA to CCC

AAA

March 2026

Morningstar Sustainalytics ESG Risk Rating**

0-100, Negligible to Severe

7.0, Negligible Risk

October 2025

ISS ESG Rating (opens in new window)

A+ to D-

C+, Prime

April 2026

CDP Climate Change Disclosure

A to D-

B

December 2025

S&P Global ESG Score

0-100

66

January 2026

*The use by Nationwide of any MSCI ESG Research LLC or its affiliates (“MSCI”) data, and the use of MSCI logos, trademarks, service marks or index names herein, do not constitute a sponsorship, endorsement, recommendation, or promotion of Nationwide by MSCI. MSCI services and data are the property of MSCI or its information providers, and are provided ‘as-is’ and without warranty. MSCI names and logos are trademarks or service marks of MSCI.

**Copyright ©2025 Sustainalytics, a Morningstar company. All rights reserved. This publication includes information and data provided by Sustainalytics and/or its content providers. Information provided by Sustainalytics is not directed to or intended for use or distribution to India-based clients or users and its distribution to Indian resident individuals or entities is not permitted. Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect. Use of such data is subject to conditions available at https://www.sustainalytics.com/legal-disclaimers (opens in new window).


Contact our investor relations team

For specific investment information or to register for news and financial updates, contact our investor relations team:

Note:

The investor relations team is unable to respond to individual member or customer queries. Members and customers should contact Nationwide using the general contact details.