Current accounts
If you're looking for banking that puts you first, you'll find it when you choose us. We're the only banking provider to share our profits with our members and their communities.
A £175 welcome when you switch
You could pocket £175 for switching to us. You can get our offer by switching online to a new or existing Nationwide current account. Our student, children’s and basic bank account do not qualify. Terms apply.
Our adult bank accounts
FlexPlus
Our packaged bank account. Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Conditions apply.
£13 monthly fee (increasing to £18 a month from 1 December 2024)
FlexDirect
Our self-service bank account that pays you to bank with us. Get 5% interest on your money and 1% cashback on debit card purchases for 12 months. Conditions apply.
No monthly fee
FlexAccount
Our everyday bank account. Bank your way.
No monthly fee
Our other bank accounts
FlexStudent
Our student bank account. For those aged 18 or over. Apply for an interest-free arranged overdraft to help you manage your money at university. Conditions apply.
No monthly fee
FlexOne
Our children's bank account. For 11- to 17-year olds. Earn interest and get help managing your money.
No monthly fee
FlexBasic
Our basic bank account. This is only for people who don't hold another UK current account or don't qualify for our other current accounts.
No monthly fee
Find the best bank account for you
At Nationwide, we offer a range of current accounts. Use our comparison table to compare the features of our adult bank accounts.
Learn more about banking with Nationwide
Overdrafts
An arranged overdraft is designed for short-term borrowing. We’ll look at your circumstances to see if we can offer you one.
Want easier access? Log in with our Banking app
Our Banking app is made to make managing your money simpler. Bank securely how you want, when you want.
Switch to Nationwide
There are lots of ways you can switch your bank account to us. Most people do a full switch using the Current Account Switch Service. It's a free service and will complete in just 7 working days.
What membership means
With a choice of accounts, rewarding offers, and support when you need it, we aim to make a difference to our members’ lives every day. Especially when you have your main current account with us.
Current accounts help
Have a current accounts query? Search here or use our quick links to common queries.
Quick links:
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.