What is Nationwide membership?
If you bank, save or have a mortgage with us you’re a member, it’s that simple. We are run for, and owned by our members.
We are the only major banking provider that doesn’t answer to shareholders.
Trusted by over 16 million members across the UK.
Over 4 million members got the £100 Fairer Share payment in 2025
All of our 605 branches will remain open until at least the start of 2030*
Over 200 thousand members got our exclusive fixed rate bond
Why we’re a good way to bank
We share our profits with our members, and help those in society who need it most.
The best customer satisfaction
Rated the UK’s best high street banking provider for customer satisfaction.*
Last branch in town
We have 133 branches that are the last in town – supporting communities and the high street.
Better deals
Our members get access to our exclusive savings rates and offers.
Bank how you choose
We believe you should be able to bank how you choose. Not just online. You can bank with us on the high street, on the phone and on our app.
Helping those in need
Since 2007 we have used 1% of our pre-tax profits to fund charitable activities in communities up and down the UK.
Have your say
Join our Member Voice to help shape our products and services. You can also vote in our online AGM.
We're the Which? Banking Brand of the Year
We always put you first. We share our profits with our members, have the highest customer satisfaction in high street banking, and are committed to keeping our branches open.*
Become a Nationwide member
You simply have to bank, save, or have a mortgage with us to be a member.
Current accounts
Banking that puts you first. We're the only banking provider to share our profits with our members.
Savings accounts
Use the comparison table to find our best available savings accounts and cash ISA offers.
Mortgages
Whether you’re a first time buyer or looking for a better rate, our mortgage calculator will help you find the best deal.
Nationwide Fairer Futures
We are committed to giving 1% of our pre-tax profits to good causes every year. That enables us to fund Nationwide Fairer Futures, which helps those who have been dealt an unfair hand in life.
The focus of Fairer Futures is:
- Youth homelessness partnering with Centrepoint.
- Families facing poverty partnering with Action for Children.
- People affected by dementia partnering with Dementia UK.
- People affected by cancer partnering with The Royal Marsden Cancer Charity.
Partnering with these charities allows us to have the greatest possible impact on four of the biggest issues we see in society today.
Frequently asked questions
*’We share our profits with our members’ refers to our Fairer Share Payment. If you bank as well as save or have a mortgage with us, you could benefit from our Fairer Share Payments. Some members have received £300 in Fairer Share Payments since 2023. It's our intention to make a payment every year, but this will depend on how we perform financially. We may change the amount and the eligibility criteria based on that performance. See the eligibility criteria for the 2025 Fairer Share Payment.
‘Highest customer satisfaction in high street banking’ refers to ‘Best high street banking provider for customer satisfaction’ in the building society and banking sector, as reported by The UK Customer Satisfaction Index (July 2025) published by The Institute of Customer Service. Of the 18 banking providers included, our high street banking peer group consists of banking brands with their own branches (excluding hubs and the Post Office).
‘Committed to keeping our branches open’ refers to our promise to keep every one of our branches open until at least the start of 2030. Excludes circumstances beyond our control. Branch opening times may vary. Learn more about our Branch Promise.