What membership means
Membership is at the heart of what makes us a good way to bank.
We always put our members first with exclusive products, rates and rewards. To become a member, simply bank, save or have a mortgage with us.
Discover the benefits of joining Nationwide.
Exclusive member benefits
Sharing our profits with members
We've launched the Nationwide Fairer Share as part of our ongoing commitment to rewarding our members.
Member-only products
We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.
Switching to a new mortgage deal
Existing mortgage members can switch to a new mortgage deal with rates as good as, or better than, those available to new customers remortgaging to us.
Our Savings Promises
We have 7 promises to make things fairer for our members. We promise we won't offer 'brand new customer only' savings accounts.
Have your say
Our members can vote at our Annual General Meetings (AGM). You can also attend the meeting if you want to. It’s held online.
Branch commitment
We know that when people need extra help or support, our branches could make all the difference. We have over 600 branches up and down the UK. And we have promised to keep every one open until at least the start of 2028*.
What makes you a member
You're a Nationwide member if you have any of these products:
Business savings account (opens in a new window)
You must be a sole trader, partnership (not a limited liability partnership), or unincorporated body such as a club or voluntary group.
The following products do not make you a member:
- Personal loan
- Credit card
- Investments
- Business savings account if you are a company, charity or trustee
- Products from our subsidiaries (such as The Mortgage Works)
The only major banking provider that doesn’t have to answer to shareholders – we’re built to put our members first.
The only major banking provider that shares its profits with its members.
We are committed to giving 1% of our pre-tax profits to charity every year
Most of that money funds the Nationwide Fairer Futures programme which is designed to reach across generations to help those who have been dealt an unfair hand.
- Helping to tackle youth homelessness with Centrepoint.
- Helping families facing poverty with Action for Children.
- Helping those living with dementia with Dementia UK.
Partnering with those charities enables us to have the greatest possible impact on three of the biggest issues we see in society today.