Current accounts
If you're looking for banking that puts you first, you'll find it when you choose us. We're the only banking provider to share our profits with our members.
Our everyday bank accounts
FlexPlus
Our packaged bank account. Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Conditions apply.
£18 monthly fee
FlexDirect
Our self-service bank account that pays you to bank with us. Get 5% interest on your money and 1% cashback on debit card purchases for 12 months. Conditions apply.
No monthly fee
FlexAccount
Our everyday bank account. Bank your way.
No monthly fee
We're the Which? Banking Brand of the Year
We always put you first. We share our profits with our members, have the highest customer satisfaction in high street banking, and are committed to keeping our branches open.*
Our other bank accounts
FlexStudent
Our student bank account. For those aged 18 or over. Apply for an interest-free arranged overdraft to help you manage your money at university. Conditions apply.
No monthly fee
FlexOne
Our children's bank account. For 11- to 17-year olds. Earn interest and get help managing your money.
No monthly fee
FlexBasic
Our basic account. You might be eligible for FlexBasic if money problems or a limited credit history mean you do not qualify for our other accounts.
No monthly fee
Find the best bank account for you
At Nationwide, we offer a range of current accounts. Use our comparison table to compare the features of our adult bank accounts.
Learn more about banking with Nationwide
Overdrafts
An arranged overdraft is designed for short-term borrowing. We’ll look at your circumstances to see if we can offer you one.
Want easier access? Log in with our Banking app
Our Banking app is made to make managing your money simpler. Bank securely how you want, when you want.
Switch to Nationwide
There are lots of ways you can switch your bank account to us. Most people do a full switch using the Current Account Switch Service. It's a free service and will complete in just 7 working days.
What membership means
With a choice of accounts, rewarding offers, and support when you need it, we aim to make a difference to our members’ lives every day. Especially when you have your main current account with us.
Current accounts help
Have a current accounts query? Search here or use our quick links to common queries.
Quick links:
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.
*’We share our profits with our members’ refers to our Fairer Share Payment. If you bank as well as save or have a mortgage with us, you could benefit from our Fairer Share Payments. Some members have received £300 in Fairer Share Payments since 2023. It's our intention to make a payment every year, but this will depend on how we perform financially. We may change the amount and the eligibility criteria based on that performance. See the eligibility criteria for the 2025 Fairer Share Payment.
‘Highest customer satisfaction in high street banking’ refers to ‘Best high street banking provider for customer satisfaction’ in the building society and banking sector, as reported by The UK Customer Satisfaction Index (July 2025) published by The Institute of Customer Service. Of the 18 banking providers included, our high street banking peer group consists of banking brands with their own branches (excluding hubs and the Post Office).
‘Committed to keeping our branches open’ refers to our promise to keep every one of our branches open until at least the start of 2028. Excludes circumstances beyond our control. Branch opening times may vary.