Update or cancel your Income Protection Insurance policy

You may be able to make the following changes to your policy:

• Increase or decrease the amount you are covered for.
• Update your name.
• Update your address.
• Change where you pay your policy from.

If you have Income Protection Benefit you can also increase

• Change the end date of your policy.
• Increase or decrease the deferred period of payments to 4, 8, 13, 26 or 52 weeks after you go off sick.

It is worth reviewing your policy to check it’s still right for you.

Be aware that:

• Changes to your policy may affect how much you pay for it.
• Your existing policy may need to be cancelled and a new policy set up. A new policy may have different terms and conditions.

If you cancel your policy within 30 days of it starting, Legal and General will return any payments you have made.

It’s usually cheaper to buy income protection when you’re younger. Consider changing the policy instead.

If you need advice making changes or cancelling your policy, you can book an appointment either by phone or email to speak to an adviser at Legal & General. There is no charge for your appointment.

If you’re going through illness or unexpected change, our confidential service can help. Our specialist support managers are here to help with your Nationwide accounts and put you in touch with trusted organisations that could suit your needs.