Accidental Damage Cover is for those accidental spillages, knocks, drops or DIY disasters that can damage your home and contents.
If you have Buildings insurance, it’ll cover you for repairs to the structure and fittings (e.g. doors, bathroom suites and kitchen cupboards) of your home. So, if you accidentally drill through a pipe or break a window, you’re covered.
If you have Contents insurance it’ll cover you for accidental damage to your contents – if you spill wine on your rug, for example, or the dog knocks over your TV.
You’ll be covered up to the limits shown on your Buildings and/or Contents insurance
You won't be covered:
- For damage caused by normal use or ageing or lack of maintenance
Open the Policy Wording booklet to see everything that is and isn't covered.