Instant Access Saver
An instant access savings account that has flexibility for everyone. Save or withdraw when you want.
Interest rate change:
from 1 February 2025, the interest rate on this savings account will decrease to be 1.80% to 2.00% AER/gross a year (variable). To see a breakdown of the new rates and how they affect you download your new Summary Box - PDF 66KB (opens in a new window).
Why choose Instant Access Saver?
Interest rate (until 31 January 2025)
2.05% to 2.15% AER/gross a year (variable)
Access to your money
Make withdrawals at any time
Manage your money
Online and in branch
Is an Instant Access Saver right for you?
Designed for:
Savers who want instant access to their money
Not designed for:
Savers willing to lock away their money for a fixed term
You might also be interested in our Flex Instant Saver
If you have a Nationwide bank account and are happy to bank online only, you could get a better interest rate with our Flex Instant Saver.
Not the right account for you?
Answer a few simple questions and we'll show you what's available.
Account details
Explore the key features and benefits of this account in our Summary Box before moving on to start your application.
Apply for Instant Access Saver
Savings and ISA help
Useful guides to help you manage your account and understand the different ways to save.
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.