Information:

From 1 November 2024, we are decreasing the interest rates on these accounts. Before you apply, make sure you check your new rate. This follows the decision by the Bank of England to reduce the base rate from 5.25% to 5.00%.

This table shows our new savings wallet accounts. Select the account we have matched to your existing savings account.
Account name Interest rate Withdrawals and charges Who is eligible? Learn more
Branch Easy Access

The interest rate depends on your balance.

2.25% AER/gross a year (variable) on balances between £0.01 and £9,999.99.

2.30% AER/gross a year (variable) on balances between £10,000.00 and £49,999.99.

2.35% AER/gross a year (variable) on balances from £50,000.00.

You can make unlimited withdrawals. Customers who have a Cashbuilder, Direct Easy Access, Easy Access (book), Immediate Access Annual, Instant Access, Instant Saver or Monthly Income 60+ Branch Easy Access
Branch Flex Saver

The interest rate depends on your balance.

2.30% AER/gross a year (variable) on balances between £0.01 and £9,999.99.

2.35% AER/gross a year (variable) on balances between £10,000.00 and £49,999.99.

2.40% AER/gross a year (variable) on balances from £50,000.00.

You can make unlimited withdrawals. Flexclusive Saver customers Branch Flex Saver
Branch Limited Access 2.50% AER/gross a year (variable) After 6 withdrawals, the interest rate reduces to 2.15% AER/gross a year (variable) for the rest of the account year. Limited Access Saver customers Branch Limited Access
Branch Reward Saver 3.75% AER/gross a year (variable) You can make unlimited withdrawals. Loyalty Saver customers Branch Reward Saver
Branch Single Access 3.00% AER/gross a year (variable) After 2 withdrawals, the interest rate reduces to 2.15% AER/gross a year (variable) for the rest of the account year. Single Access Saver customers Branch Single Access

This table shows our new savings wallet accounts. Select the account we have matched to your existing savings account.

Prefer to keep your existing account?

Don't regularly use your passbook and do not need a cash card or savings wallet? You can keep using your existing account. But from February 2025, you will not be able to use your passbook and there will be changes to how you prove your identity in branch.

Learn more about our passbook accounts changes

Not sure opening a new savings account with a cash card is right for you? Go back and read more about how our passbook accounts are changing or speak to us in branch.

We have also answered some questions you might have about the changes and what they mean for you.


Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.