1 Year Fixed Rate Cash ISA
Earn tax-free interest on a lump sum. Lock it away for 1 year, know your interest rate won't change.
Interest rate
4.25%
AER/tax-free (fixed)
Cash ISAs
Explore our cash ISAs to find the best interest rate and account for you.
Explore our cash ISAs
Apply for a cash ISA and earn tax-free interest with Nationwide today.
We’ve found 3 savings accounts for you
| Account name | Interest rate | Withdrawals and charges | Manage | Designed for | Find out more |
|---|---|---|---|---|---|
1 Year Fixed Rate Cash ISA Earn tax-free interest on a lump sum. Lock it away for 1 year, know your interest rate won't change. | 4.25% AER/tax-free (fixed) | A withdrawal in the term closes the account and an early access charge applies | Online and branch | All savers | |
2 Year Fixed Rate Cash ISA Earn tax-free interest on a lump sum. Lock it away for 2 years, know your interest rate won't change. | 4.10% AER/tax-free (fixed) | A withdrawal in the term closes the account and an early access charge applies | Online and branch | All savers | |
1 Year Triple Access Online ISA Open online, earn tax-free interest, and make up to 3 withdrawals without losing interest | 4.00% AER/tax-free (variable) | After 4 withdrawals the interest rate reduces to 1.75% AER/tax-free a year (variable) for the rest of the term | Online | All savers, but to make withdrawals from this account funds must be transferred to a Nationwide current account or suitable instant access savings account in your name |
2 Year Fixed Rate Cash ISA
Earn tax-free interest on a lump sum. Lock it away for 2 years, know your interest rate won't change.
Interest rate
4.10%
AER/tax-free (fixed)
Withdrawals and charges
A withdrawal in the term closes the account and an early access charge applies1 Year Triple Access Online ISA
Open online, earn tax-free interest, and make up to 3 withdrawals without losing interest
Interest rate
4.00%
AER/tax-free (variable)
Withdrawals and charges
After 4 withdrawals the interest rate reduces to 1.75% AER/tax-free a year (variable) for the rest of the termWhat is a cash ISA?
Your interest rate is tax-free
You pay no tax on the interest you earn, so you could get more for your money.
You have an annual ISA allowance
For 2024/25, your ISA allowance is £20,000. This is the most you can pay in to your ISAs in each tax year. You can hold more than £20,000 in your cash ISA, but you cannot pay in more than £20,000 in one tax year. The interest you earn and ISA transfers do not count towards your allowance.
Who they are for
Savers who want to make the most of their tax-free allowance and those who are happy to limit access to their money.
Frequently asked questions
Compare all savings accounts
Explore our range of savings accounts, ISAs and bonds to find the best account for you today.
Why save with Nationwide?
Member-only products
We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.
Our Savings Promises
We have 7 promises to make things fairer for our members. For example, we promise we won’t offer ‘brand new customer only’ savings accounts.
Stay up to date with our savings accounts
Sign up to SavingsWatch and we’ll let you know whenever we change our rates or bring out a new savings account.
Our Branch Promise
We have over 600 branches up and down the UK. And we have promised to keep every one open until at least the start of 2028.
Help for customers
If you have an ISA with us, we are here to support you.
Quick links:
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.