Branch Flex Saver
- An instant access savings account.
- Only for passbook customers with a Flexclusive Saver.
Interest rate change:
from 1 February 2025, the interest rate on this savings account will decrease to be 1.85% to 2.05% AER/gross a year (variable). To see a breakdown of the new rates and how they affect you download your new Summary Box - PDF 68KB (opens in a new window).
Features of a Branch Flex Saver
Interest rate (until 31 January 2025)
The interest rate depends on your balance and ranges from 2.10% to 2.20% AER/gross a year (variable).
Manage your money
In branch using your cash card or online using our banking app or Internet Bank.
Access to your money
Make withdrawals at any time.
Designed for
Savers with a Flexclusive Saver
Savers who like to bank in branch
Savers who want instant access to their money
Savers who want a cash card and savings wallet
Not designed for
Savers who want to lock away their money for a fixed term
Savers who want to apply for the account online
Not ready to apply for a new account?
Don't regularly use your passbook and do not need a cash card or savings wallet? You can keep using your existing account. But from February 2025, you will not be able to use your passbook and there will be changes to how you prove your identity in branch.
Not the right account for you?
We have a range of different savings accounts that might suit you better.
None of these accounts will come with a passbook or savings wallet.
Apply for a Branch Flex Saver
You can only open this account in branch.
Help with your savings account
Our savings and ISAs help explains how to do most things with our savings accounts.
We also have online demos (opens in a new window) on how to use our digital banking services.
Learn more about our passbook accounts changes
Not sure opening a new savings account with a cash card is right for you? Go back and read more about how our passbook accounts are changing or speak to us in branch.
We have also answered some questions you might have about the changes and what they mean for you.
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.