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Complete an ISA renewal

If you don't pay any money into your Nationwide cash ISA for an entire tax year, you will not be able to pay into your ISA until you renew it. You can do this online or at any Nationwide branch.

Note:

If your Nationwide ISA has matured and you are looking to take out a new ISA or find out more about your options, visit our ISA maturity support.

More about ISA maturity

How to renew your ISA

You can renew your ISA online or at any Nationwide branch.

Renew online

  1. Log in to our internet bank.
  2. Select the ISA you want to pay in to.
  3. Select Other account services from the View accounts menu.
  4. Select Renew ISA from the Account services menu.
  5. Agree to the declaration and select Continue.
  6. Check your details are still correct, then select Continue.

If you need help, take a look at our demo on renewing your ISA (opens in a new window).

Renew in branch

You can pick up an ISA renewal form from any Nationwide branch.

Simply fill in the form and hand it over at our branch counter.

What is ISA renewal?

If you don't pay any money into your Nationwide cash ISA for an entire tax year (between 6 April and 5 April), you will not be able to pay into your ISA until you complete an ISA renewal form.

You could need to renew despite having used your ISA

This is because of something called ‘ISA flexibility’.

This means if you replace any money you take out during a tax year, it will not count towards your allowance.

For example, if you pay in £50, then take out £10 and pay in another £10 in the same tax year, we will only count this as £50 towards your £20,000 ISA allowance.

So you could find that you have paid into and taken money out of your cash ISA this tax year but because of ISA flexibility, you have not used any of this tax year’s allowance. Your ISA will therefore need to be renewed.

How can you avoid needing to renew?

The easiest way is by using some of your ISA allowance with us. You can do this by paying into your Nationwide cash ISA, if you have not already used all your ISA allowance this tax year with other providers.

If you open more than one cash ISA product with us, we will group these together into one portfolio cash ISA. For example, you could start the tax year by opening a fixed rate ISA with us, then later that tax year open a limited access ISA with us. You can pay into each of these separately, but your allowance will be shared between them and you only need to complete a single renewal form to renew the whole portfolio. This is because your portfolio cash ISA is treated as a single cash ISA.

Our Smart Junior ISA and CTF Maturity ISA are not included in the portfolio.

Looking for more ISA support?

Tell us what you are looking to do today and we will walk you through the steps.

Compare our cash ISA rates

Find the best ISA for you and compare our ISA interest rates.

Compare Nationwide ISAs

Transfer an ISA

Learn what an ISA transfer is, what happens if you complete a transfer and how to transfer an ISA from another provider to us.

Transfer your ISA

Your Nationwide ISA is maturing

Learn what to do if you have received a letter or email from us saying your ISA is about to mature and how to reinvest.

Fixed rate ISA maturity