Features of a Branch Limited Access

  1. Interest rate

    2.30% AER/gross a year (variable).

  2. Manage your money

    In branch using your cash card or online using our banking app or Internet Bank.

  3. Access to your money

    You can make 5 withdrawals each year. If you make more than 5, the rate drops to 2.00% AER/gross a year (variable).


Is a Branch Limited Access right for you?

Certain savings accounts suit certain types of savers. Find out more about who we designed this account for.

Designed for

  • Savers with a Limited Access Saver

  • Savers who like to bank in branch

  • Savers who are happy to make only 5 withdrawals a year

  • Savers who want a cash card and savings wallet

Not designed for

  • Savers who want to be able to make more than 5 withdrawals a year

  • Savers who want to apply for the account online


Not ready to apply for a new account?

Don't regularly use your passbook and do not need a cash card or savings wallet? You can keep using your existing account. But from February 2025, you will not be able to use your passbook and there will be changes to how you prove your identity in branch.

Not the right account for you?

We have a range of different savings accounts that might suit you better.

None of these accounts will come with a passbook or savings wallet.


Account details

Explore the key features and benefits of this account in our Summary Box before moving on to start your application.

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Other Important Information

Help with your savings account

Our savings and ISAs help explains how to do most things with our savings accounts.

We also have online demos (opens in a new window) on how to use our digital banking services.

Learn more about our passbook accounts changes

Not sure opening a new savings account with a cash card is right for you? Go back and read more about how our passbook accounts are changing or speak to us in branch.

We have also answered some questions you might have about the changes and what they mean for you.


Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.