FlexAccount current account
Our everyday bank account that lets you bank your way. No monthly fee.
A £175 welcome when you switch
You could also pocket £175 for switching to us. You just need to:
Switch a non-Nationwide bank account with at least two active Direct Debits to us
Switch to us online
Close your non-Nationwide bank account when you switch. We're able to do this for you - just make sure you select this option when you’re requesting your switch
Complete your switch within 28 days
And within 31 days of requesting the switch, you need to:
Put at least £1,000 into the account, not counting transfers from other Nationwide accounts or Visa credits
Pay for something once using your debit card. Some transactions - like gambling - don’t count towards this, so make sure you check the terms
Terms apply - PDF, 90KB (opens in a new window)
Still not sure if you qualify for the offer? Use our handy tool to check if you’re eligible
Our members don’t just bank with us. They own us
We are not a bank, built to make money for shareholders. We’re a mutual, owned by and run for our members – that’s anyone who banks, saves or has a mortgage with us.
We’re built to put our members first, and invest our profits in what they need. We're the only major banking provider that shares our profits with our members.
We must be doing something right because our members have rated us the UK's number 1 banking provider for service with the Institute of Customer Service.
And that's not all. Our FlexDirect, FlexPlus and FlexAccount current accounts all come with a 5-star rating from the experts at Moneyfacts.
Bank your way
Our banking app
Our banking app makes it easy to securely bank how you want, when you want.
Chat with us 24/7
Chat with a real person 24 hours a day, 7 days a week using the chat service in our internet bank and banking app.
Keep track of your money
You can set your text alert preferences to help you manage your money. And you can go paperless to help keep track digitally.
Pay contactless
Make contactless payments up to £100 with your Visa debit card, or pay with your phone using Apple Pay, Google Pay or Samsung Pay.
UK call centres
We believe you’re best served by people living and working in your communities. At times to suit you.
Come into a branch
We have over 600 branches up and down the UK, for when you want to talk to someone face to face. Find your nearest branch
Apply for FlexAccount
When you apply for FlexAccount, you can:
- apply for a brand new bank account
- switch your current account from another building society or a bank to us, or
- change your existing Nationwide current account to FlexAccount.
Quick comparison of our everyday bank accounts
We offer a few different current accounts. Check that you’re applying for the right account for you.
If you can't view the whole table, swipe or scroll to show more > > >
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Note:
If you don’t qualify for a FlexAccount, FlexDirect or FlexPlus current account, you may be offered a FlexBasic account.
Jargon explained
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded each year.
Gross a year is the interest rate without tax deducted.
APR stands for Annual Percentage Rate. It includes all the costs of borrowing including certain account fees and promotional rates. It’s for comparing costs between different products and providers.
Related links
I need help with my account
Our current account help section has the answers to our most commonly asked questions.
We also have a quick guide to using your current account covering your everyday banking.
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.