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Accounts for young people
Get off to a great start with our range for young people
Whether you're saving for your child's future or you're a young person ready to take control of your money, we have an account for you.
For parents and adults with parental responsibility.
Find out more about Future Saver
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted. FlexOne interest is paid annually.
You can choose to contribute to a Future Saver account that's been opened for the child, or you can open a different account for the child in your own name.
The account will be in your name and you'll be the legal owner of the money. The account could also be taxable depending on your circumstances.
While any account in your name is potentially subject to tax, don't forget that in the 2019/20 tax year you can save up to £20,000 in a cash ISA, tax-free. You may also have additional tax-free savings allowances depending on how much you earn and your pension status.
Cash ISA allowance - find out more
Personal Savings Allowance - find out more
FlexOne has everything they’ll need to take control of their money.
FlexOne is designed especially for you.
you can choose from our range of cash ISAs and savings accounts.
Settle into student life with our fee-free current account just for you. Available if you're aged 18 or over. Eligibility criteria apply.
If you're 18+ you can choose from our full range of current accounts.
With our fee-free FlexOne current account you can both spend and save - with your own cash or debit card, access to our Banking app and Internet Bank, and interest on balances up to £1,000.
Find out more about FlexOne
FlexOne offers an interest rate of 1.00% AER/gross p.a. (variable) on balances up to £1,000. If you have more than £1,000 to deposit, you may wish to look at our Future Saver account.